$469,900
Available - For Sale
Listing ID: X12761786
186 Centre Street , St. Thomas, N5R 3A4, Elgin


Welcome to 186 Centre Street, a centrally located 3+2 bedroom, two bath, four-level back split offering exceptional convenience just minutes from downtown St. Thomas, shops, parks, schools, and everyday amenities. This inviting home features a charming front porch, a private two-car driveway, and plenty of additional street parking. Step inside to a welcoming entryway that opens into a bright living room, highlighted by a large front window that fills the space with natural light. Just beyond, you'll find a cozy eat-in kitchen that makes excellent use of its footprint, offering sufficient counter space and a functional island for added prep and workspace. Off the kitchen, access the side porch leading to the backyard, where you'll enjoy a spacious deck, hot tub, and storage sheds - perfect for relaxing or entertaining outdoors. Upstairs, the home offers three comfortable bedrooms and a 4-piece bathroom. The lower level adds even more versatility, featuring a 3-piece bathroom with recently updated tile flooring, a charming den ideal for a reading nook, play area, or home gym, and two additional bedrooms. A few steps down, the basement level provides generous storage space, a dedicated laundry area, and a workbench well-suited for crafting, hobbies, or projects. Well laid out and located in the heart of the city, this home offers flexible living space and great value for families, first-time buyers, or investors alike.
Price $469,900
Taxes: $2721.00
Assessment Year: 2026
Occupancy: Owner
Address: 186 Centre Street , St. Thomas, N5R 3A4, Elgin
Acreage: < .50
Directions/Cross Streets: WHITE STREET
Rooms: 6
Rooms +: 5
Bedrooms: 3
Bedrooms +: 2
Family Room: T
Basement: Full
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Main Living Ro 16.79 16.7
Room 2 Main Kitchen 7.9 10 Eat-in Kitchen, Granite Counters
Room 3 Main Dining Ro 8.89 10
Room 4 Second Bathroom 8.2 9.61 4 Pc Bath
Room 5 Second Primary B 12.04 9.97
Room 6 Second Bedroom 2 8.63 13.38
Room 7 Second Bedroom 3 8.63 9.61
Room 8 Lower Bedroom 4 7.61 7.45
Room 9 Lower Bedroom 5 3.61 11.22
Room 10 Lower Den 8.2 8.1
Room 11 Lower Bathroom 4.82 11.81 3 Pc Bath
Room 12 Basement Utility R 16.79 25.45 Combined w/Laundry
Washroom Type No. of Pieces Level
Washroom Type 1 4 Second
Washroom Type 2 3 Lower
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Total Area: 0.00
Approximatly Age: 51-99
Property Type: Detached
Style: Backsplit 4
Exterior: Brick, Vinyl Siding
Garage Type: None
(Parking/)Drive: Private Do
Drive Parking Spaces: 2
Park #1
Parking Type: Private Do
Park #2
Parking Type: Private Do
Pool: Above Gr
Other Structures: Shed, Fence -
Approximatly Age: 51-99
Approximatly Square Footage: 1100-1500
Property Features: Fenced Yard, Hospital
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: N
Heat Type: Forced Air
Central Air Conditioning: Central Air
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Sewers: Sewer
Utilities-Cable: Y
Utilities-Hydro: Y
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Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

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This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
RE/MAX CENTRE CITY REALTY INC.
Personal Picture
Lynn Tribbling
Sales Representative
Dir:
416-252-2221
Bus:
416-383-9525
 
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At a Glance:
Type: Freehold - Detached
Area: Elgin
Municipality: St. Thomas
Neighbourhood: St. Thomas
Style: Backsplit 4
Lot Size: x 131.05(Feet)
Approximate Age: 51-99
Tax: $2,721
Maintenance Fee: $0
Beds: 3+2
Baths: 2
Garage: 0
Fireplace: N
Air Conditioning:
Pool: Above Gr
Locatin Map:
Payment Calculator:
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